Bank  deposit-book



O. V. SMITH BANK DEPOSIT BOOK.

APPLICATION FILED NOV. 28, I917- Patented July 1, 1919.

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Qmss 160 /000 WEEmvsm/me's CLUB ACCOUNT OPENED WEEK DUE.

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BANK DEPOSIT BOOK.

APPLICATION FILED NOV-28.1917

Patented July 1, 1919.

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TENT ournon.

URLAND SMITH, 0F BRIDGEPORT, CONNECTICUT.

BANK DEPOSIT-300K.

To all whom it may concern:

Be it known that I, ORLAND V. SMITH, a citizen of the United States, residing at the city of Bridgeport, Fairfield county, Connecticut, have invented certain new and useful Improvements in Bank Deposit- Books; and I do declare the following to be a full, clear, and exact description of the invention, such as will enable others skilled in the art to which it appertains to make and use the same.

This inventionrelates to certain new and useful improvements in a bank deposit book especially designed for savings accounts in which definite sums or amounts are deposited periodically. These: accounts areknown as club accounts, being given such designations as Christmas club, weekly savings club and vacation club, and require duplicate records one of which is kept by the banking institution and the other by the customer.

This invention has for its principal object to simplify thebanking operations and steps in these club accounts so as to assure a true and correct record wlth the least expend ture of labor.

The invention consists in a book having a fixed leaf and a removable leaf in the nature of a card to be kept by the bank, the fixed leaf being carbon-coated on one side and bearing on theopposite side the amounts due and paid, together with a validating space in which validating impressions are made as the amounts are paid. The card is also marked in like manner and placed against the carbonized face of the sheet so as to re- I ceive a copy of the validating impression made upon the fixedleaf of the book. In the drawing- Figure 1 is a-view of the book opened, with the bank card in positioncto receive a validating impression;

Fig. 2 is a transverse section on line 2-2 of Fig. 1; i

Fig. 3 is a fragmentary view of the book closed; and

Figs. 4 and 5'. are "obverse -and; reverse views of the card per se-. V

Tn its preferred embodiment, the book comprises a covervl' and a double sheet 2 secured by stitching 3 on a central line of fold so as to provide front and back covers and a filler of twoleaves' Each leaf has its side next to the cover coated with carbon 4 and its opposite face ruled transversely andvertically to provide five columns. lln column 5 Specification of Letters Patent.

sorting the cards in a drawer,-

Patented Jiu i, i919.

Application filed November 28,1917. Serial No. 204,443. I

are numeralsv indicating the weeks, starting wlth 1 and runnmg consecutively throughout the numberof weeks over which the club is extended, in this instance being 50. The

second column 6 bears the weekly amounts due while column 7 contalns the total sum pa d to date. For convenlence and also to facilitate matters, colun.n S is provided for containing predetermined multiples of the weekly payment which multiples occur opposlte the correspondlng figures in column 7 Column 9.is the validating column, containing blank spaces which are to be initialed or otherwise impressed by the receiving teller of the bank upon receipt of a corresponding payment. 1 i at This book is designed'to be kept 'bythe customer who is to present it when each payment is made! The banks record consists of a card 10 which is more in the nature of a removable sheet of the book, the same bein insertible beneath the leaf between the l atter and the cover, or,in other words, in contact with the carbon facinggto receive a copy of the validating impression made upon the leaf of the customers book. This card neednot be ruled horizontally but the vertical columns are to bear indications practically identical with the markings on the leaf so that a true and perfect registry may be accomplished when the card and leaf are relatively superposed. v

The card is preferably reversible having columns and indications on its reverse side corresponding to those on the second leaf of the book. Consequently, only one card is requisite for a two-leaf book. The book is given a class number 11 and serial number 12 which numbers should 0rd, in which connection it will. benoted that the serial number 011 the card will'be exposed to view,

when the card is positioned beneath the leaf,

in proximity to that of the book so that easy comparison may be obtained. The name of the customer may be written on line 13 on the card for ready reference, and a tab 14, either with or without an identifying marking for guidance in asmay also be provided.

In practice, say the customer makes his ;1nit1al deposit, the receiving teller locates the card in his card drawer, and inserts it beneath the first leaf of the book so as to have the columns properly register. He

then initials the validating space in line With the first week, as in Fig. 1, which, by

reason of the interposed carbon layer, is reproduced on the card which latter the teller then removes and replaces in his card drawer r file, returning the b ook to the whom received is always at hand.

WVhatis claimed is:

1. In combination with a depositorsbank book consisting of a foldable cover and a sheet secured to the cover along the line of fold and having a carbon surface on its side opposing the cover, the opposite side of the sheet being divided by the line of fold into two pages each containing datarelating to predetermined payments and validating a complete record of all the spaces opposite the same, a reversible bank record card having similar prepayment data and validating spaces oncach side corresponding respectively to that on. the two pages, said card inscrtible beneath the opposite pages between the carbon surface and the cover.

2. In combination with a depositors bank book consisting of a cover and a filler of four pages, the first and last pages having a carbon surface and the intermediate pages each containing data relative to successiye time periods and .yalidating spaces opposite the same, means securing the filler to the cover, and a reversible bank record card bearing similar data and spaces on both sides corresponding to the data and spaces .on the respective intermediate pages and registrable therewith upon insertion beneath the respective carbon surfaces, said fillersecuring means providing a common stop for the inner edgeof the card when inserted from either side.

Intestimony whereof I aiiix my signature.

ORLAND v. SMITH. 

